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Long-Term Care |
03/24/2004 |
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Long-term care services can cost as much as $200 a day. By 2025, it’s projected that these costs will increase to nearly $700 per day.
Source: fool.com/retirement/retireeport/2000/retireeport000612.htm
If you or a loved one requires long-term care, where will the money come from? The potential need for some form of long-term care services is high, and many people don’t plan for this potential need. Instead, most people "crisis manage" when a family member needs constant care. Unfortunately, crisis management often means liquidating years of hard-earned assets.
Don’t let this happen to you. Our specialists can help you decide what type of long-term care coverage will best protect you and your family without straining your budget. Take a few moments – today - to research your options. Then, should you or a loved one ever need long-term care, the protection – and peace of mind – will be there.
Source: Women and Retirement Wake-Up Call! Invasion of the Grannybabies by Anne Letter. June 12, 2000
Long Term Care insurance is available through representatives who are independently contracted with one or more long term care insurers. Long Term Care insurance is not underwritten nor issued by National Life Insurance Company.
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Retirement Planning |
02/24/2004 |
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Douglas Bernheim of Stanford University has calculated that “the baby boom generation is saving about one third (36%) of what it needs to maintain its current living standards during retirement.”
National Life Insurance Company and its subsidiary, National Retirement Plan Advisors, have made a commitment to supporting our agents in the Retirement Planning market. Our associates and sales representatives are ready to help you achieve the retirement you desire by designing a retirement plan from our competitive product portfolio that consists of life insurance, annuities and equities.
Source: http://research.aarp.org/consume/inb12_save.html
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Retirement Planning |
01/15/2004 |
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“It wasn’t so long ago that retirement meant you stopped working at the company you always worked for and lived relatively comfortably on the monthly pension provided by that employer and the monthly Social Security check the government sent you. Most likely, your employer and the government also provided for your health insurance.”
“Today, that scenario is becoming rarer and rarer. Few of today’s workers have one-employer careers. Traditional pensions and employer-sponsored retiree health insurance are on the decline, and people are concerned about the future of Social Security.”
Source: LIMRA
While these trends are shifting the responsibility of retirement planning onto individuals, there are people who can help. National Life Insurance Company has experienced professionals available to help you with everything from retirement planning to insurance or annuities. Along with our subsidiary, National Retirement Plan Advisors, we have made a commitment to supporting our agents in the retirement planning market. Our associates are ready to help you achieve the retirement you desire by designing a retirement plan from our competitive product portfolio that consists of life insurance, annuities and equities.
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Long Term Care |
07/10/2003 |
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1 in 240 people will be in an auto accident in their lifetime. The chance that you will be caught in a house fire is 1 in 1,200. The chance that you will end up needing long-term care, however, is 1 in 2.
The likelihood of you or a loved one requiring long-term care is very high. Do you know where the money will come from if something were to happen to you or someone you care about? If you’re unsure, you’re not alone. Many individuals are unprepared for this potential financial need, and are forced to "crisis manage" when a family member requires constant care. Unfortunately, crisis management often means liquidating years of hard-earned assets.
Don’t leave yourself - and your loved ones - unprotected. Our specialists can help you decide what type of long-term care coverage will best protect you and your family without straining your budget. Research your options, set a plan, and put that plan into action. Then, should you or a loved one ever need long-term care, the protection – and peace of mind – will be there.
Source: Underwriter's LTC Council – www.longtermcareincurance.org
Long-term care insurance is available through representatives who are independently contracted with one or more long-term care insurers. Long-term care insurance is not underwritten nor insured by National Life Insurance Company.
TC15834(0603)
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Business Continuation |
04/07/2003 |
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Four in ten small business firms (under 100 employees) do not have formal written business continuation plans.
Source: LIMRA - The Mature Market in the U.S. - 2001
Business owners are often faced with difficult personal and business-related financial security issues and the risks of not creating a business continuation plan can be very frightening.
By working together with one of our qualified associates, a personally tailored formal written business continuation plan can be created and you can be relieved of troubling concerns such as:
What can I do to help my family or associates take over my business and keep it successful if I become disabled or when I retire?
Will my business have to be liquidated or sold in order to settle my estate?
National Life specializes in working with business owners, and has conducted extensive research over the years to become an expert in the specific needs of the small business market. Our relationship with the Small Business Council of America and our own Small Business Advisory Board help us stay on top of the challenges business owners face on a daily basis. With our experience and yours, we can help you provide financial protection for your family and your business if something should happen to you.
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